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- 🎉 Hey Gate Square friends! Non-stop perks and endless excitement—our hottest posting reward events are ongoing now! The more you post, the more you win. Don’t miss your exclusive goodies! 🚀
🆘 #Gate 2025 Semi-Year Community Gala# | Square Content Creator TOP 10
Only 1 day left! Your favorite creator is one vote away from TOP 10. Interact on Square to earn Votes—boost them and enter the prize draw. Prizes: iPhone 16 Pro Max, Golden Bull sculpture, Futures Vouchers!
Details 👉 https://www.gate.com/activities/community-vote
1️⃣ #Show My Alpha Points# | Share your Alpha points & gains
Post your - 🚀 ETH jumped to $4,600 this morning, up 8.69% in 24h!
Just shy of the $4,891 ATH—think it breaks through?
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🎁 4 winners split $100 Futures Voucher! - 💙 Gate Square #Gate Blue Challenge# 💙
Show your limitless creativity with Gate Blue!
📅 Event Period
August 11 – 20, 2025
🎯 How to Participate
1. Post your original creation (image / video / hand-drawn art / digital work, etc.) on Gate Square, incorporating Gate’s brand blue or the Gate logo.
2. Include the hashtag #Gate Blue Challenge# in your post title or content.
3. Add a short blessing or message for Gate in your content (e.g., “Wishing Gate Exchange continued success — may the blue shine forever!”).
4. Submissions must be original and comply with community guidelines. Plagiarism or re
From a technical architecture perspective, Huma is doing quite well. The three-tier architecture design places the trading layer on Solana, leveraging its high-performance processing capabilities, while the currency layer integrates stablecoins to address the fluctuation issue, and the financial layer focuses on providing instant liquidity for on-chain credit certificates. Their smart contracts can directly offer a credit limit equivalent to 70-90% of future income based on cash flow analysis, a ratio that is quite impressive in the field of unsecured lending.
Speaking of innovations, Huma's approach of bringing the traditional BNPL model on-chain is quite clever. By combining on-chain and off-chain data for credit assessment, it maintains the transparency of DeFi while addressing the issue of insufficient purely on-chain data. The programmable payment feature directly integrates lending agreements and payment processes into smart contracts, significantly improving settlement efficiency in cross-border payment scenarios.
In terms of token economics, the HUMA token plays a threefold role in governance, incentives, and fee payments, creating a complete closed-loop ecosystem. It is particularly noteworthy that they are expanding their credit card functionality; if this entry is achieved, it would effectively build a bridge between traditional finance and DeFi. According to the data, emerging market users can reduce their costs of obtaining financial services through this protocol by over 30%, making this inclusive value particularly precious in the current market environment.
Currently, Huma Finance has established a first-mover advantage in the PayFi niche. Their model, which injects stable returns into DeFi using real-world assets, not only avoids the fluctuation risks of the purely crypto market but also retains the efficiency advantages of blockchain. With the continued development of the Solana ecosystem and the popularization of stablecoin applications, the project's value capture ability may exceed market expectations.
{future}(HUMAUSDT)