The long-term value of Huma Finance can be simply described as addressing the pain points of payment finance. The global cross-border payment market is worth $30 trillion, and high costs and low efficiency have always been major issues.

Huma uses blockchain to achieve real-time settlement, with an annualized return of 10%-20%, relying on the real returns from trade financing, not a bubble created by speculation. Its token model is also quite solid, with 17.33% of the total supply in initial circulation, a lock-up mechanism to reduce selling pressure, and a destruction mechanism that gives the token deflationary expectations.

In April 2024, the monthly profit reached 9 million, which is no small feat. As the global demand for stablecoins and on-chain finance grows, Huma's model seems tailor-made for the future of financial infrastructure. The short-term market might be a bit shaky, but looking at the long term, Huma's practical value and undervaluation seem to present a good positioning opportunity.