In the current environment of increasingly strict financial regulation, many people may not have encountered situations such as bank card freezes, restrictions on non-counter transactions, or monitored funds. However, this does not mean you are safe; rather, it means that the storm has yet to arrive.

The recent regulatory upgrades are not without reason. It is reported that 780,000 clues regarding card disconnections have been discovered, with 230,000 people under investigation and handling. The list of two cards is rapidly expanding, and even some innocent individuals have been included in the financial control scope. If you are still using outdated methods of capital operation, you will inevitably encounter trouble sooner or later.

It is worth noting that cryptocurrency funds are not completely anonymous. Banks and regulatory agencies have already begun to pay attention to this field. The flow of funds for most cryptocurrency traders is under the close monitoring of regulatory authorities, and the fiat channels of exchanges often encounter risk control measures. Many people believe they "haven't had any problems," but in reality, it may simply be that their turn has not yet come.

Bank risk control systems are usually triggered by the following factors: unclear sources of funds, high-frequency trading behavior, and unusual transfer paths. Once triggered, banks may take measures such as phone verification, freezing accounts, conducting due diligence reports, and even reporting to the central bank. What is even more concerning is that even if your account has no issues, frequent transactions with high-risk accounts may also implicate you.

To ensure the safety of funds, here are some basic principles:

1. It is strictly prohibited to receive funds from strangers, and ensure the identity of the remitter is clear.
2. If conducting business, please use a corporate account and avoid using personal bank cards for receiving payments.
3. For high-risk industries (such as flowers, tobacco and alcohol, luxury goods, second-hand luxury goods, ride-hailing services, etc.), real-name registration is required for receipt of payments.
4. When trading high-value goods, be sure to verify whether the payer and the person collecting the goods are the same.
5. Refuse to associate with any illegal platforms, gambling websites, or virtual currency over-the-counter trading platforms.
6. Avoid participating in any form of order brushing or loan washing activities.
7. Remember, the highest risk behavior with bank cards is receiving funds from strangers.

In the current situation, caution and compliance are key to protecting one's financial security. Adapting to the new financial environment and adhering to relevant regulations are essential to maintaining financial freedom in this challenging era.