AI-Driven Decentralized Finance Infrastructure: How Wayfinder Can Drop the Barriers to Entry

Summary

Although DeFi claims to be open to everyone, its complexity makes it difficult for ordinary investors to enter. From preparing Gas fees to understanding complex protocols, many users give up investment opportunities due to cumbersome processes. Wayfinder, as an on-chain dedicated AI agent system, aims to address these accessibility issues. Users can simply converse with the agent to execute professional-level investment strategies, covering everything from cross-chain trading to basis trading. In the future, Wayfinder will provide API services, with the potential to become the infrastructure that simplifies on-chain complexity, widely applied in various Web3 projects, improving the user experience across the entire cryptocurrency industry.

accessibility issues of Decentralized Finance

Decentralized Finance aims to create an open financial ecosystem, but in reality, it requires complex technical knowledge and financial skills. Technologies such as chain abstraction and account abstraction improve the user experience, but they lack standardization and have limited support. The fundamental problem lies in the complexity of learning; users still need to understand DeFi-specific concepts such as AMM and liquidity pools.

Research from the Bank for International Settlements shows that in Uniswap V3, only 7% of liquidity providers control about 80% of the TVL. The return rates for these professional users are 20% higher than those of average users. This gap exists even in user-friendly Uniswap, indicating that accessibility issues affect the entire Decentralized Finance ecosystem.

The complex access process deters many users, leading them to give up even when faced with enticing opportunities. As a result, DeFi has become an exclusive domain for professional users, contradicting the original intention of achieving inclusive finance through decentralized technology.

The potential of AI to solve the high barriers of Decentralized Finance

Recent breakthroughs in AI have brought new possibilities for dropping the barriers to Decentralized Finance. Agent-based AI technology is now capable of executing complex tasks, which could be the key to widespread adoption of DeFi. For example, users only need to request "bridge ETH from Base to Solana and buy BONK", and the AI agent can analyze various bridging options, provide clear choices, and automatically execute the transaction.

However, achieving this vision faces challenges. Current AI technology lacks direct blockchain integration, making it difficult to check wallet balances in real-time or understand thousands of smart contracts. AI needs dedicated on-chain agent systems to create real value in Decentralized Finance.

Wayfinder: On-chain Dedicated AI Agent System

Wayfinder provides an AI agent system specifically designed for on-chain environments. It directly integrates with blockchain infrastructure to automatically execute on-chain tasks. Its AI model is optimized for blockchain environments, navigating Decentralized Finance protocols more efficiently than general models.

Wayfinder consists of two parts: Wayfinder Shell as the interface for users to interact with the dedicated intelligent agent, and Wayfinder Graph, which is the navigation system that helps the agent find the optimal path in a multi-chain environment.

Wayfinder Shell: personal Decentralized Finance banker

Wayfinder Shell provides dedicated agents for specific roles to collaboratively handle complex tasks. It supports major mainnets such as Ethereum, Solana, and Base, enabling multi-chain asset management. The agents execute direct on-chain transactions through the built-in Web3 wallet, allowing users to easily implement complex investment strategies.

Wayfinder includes four types of agents:

• Trading Agent: Handles basic on-chain asset transfers and management
• Perpetual Contract Smart Agent: Supports spot or perpetual contract trading
• Contract Agent: Handling tasks related to smart contracts
• Autonomous Agents: Coordinate multiple agents to execute integrated strategies

More dedicated agents will be added in the future. The system uses multi-agent collaborative verification to enhance decision stability and accuracy. Complex operations will be simulated in a virtual network to prevent errors. Important transactions require user approval to ensure asset control.

Wayfinder Graph: Decentralized Finance导航系统

The Wayfinder Graph systematically organizes complex blockchain ecosystems, helping agents efficiently execute tasks. Its core is the "pathfinding", which defines the detailed steps for specific tasks, including required contract addresses, function calls, and other information.

In the future, the pathfinding routes will be created and managed by the community. Creators are required to stake PROMPT tokens, and verified routes can be used by all Shells. Path creators with high usage rates will receive a portion of the fees, while erroneous paths will be penalized. This mechanism ensures the quality of the paths and the scalability of the ecosystem.

Wayfinder's new Decentralized Finance experience

Wayfinder simplifies complex on-chain strategies, enabling ordinary users to easily manage professional-level strategies.

1. Simplify cross-chain transactions: The BRAP engine automatically finds the optimal liquidity path to achieve a one-stop experience. It supports using PROMPT tokens to uniformly handle multi-chain Gas fees.

2. Automated repetitive investment: capable of executing complex strategies such as leveraged DCA, intelligent agents automatically analyze lending protocols, execute strategies, and manage risks.

3. Popularizing Professional-Level Trading: The integration of perpetual contract agents with Hyperliquid allows ordinary users to easily engage in basis trading and other complex strategies.

can access the future of Decentralized Finance

Wayfinder is expected to become the operating system for the on-chain environment, providing a simple interface for complex on-chain tasks through APIs for various services. This will enable wallets, DApps, and exchanges to offer new features that go beyond existing limitations, such as one-click portfolio rebalancing.

In the long run, Wayfinder may develop into an infrastructure that improves the user experience of the entire cryptocurrency industry, achieving the ideal of "inclusive finance" in Decentralized Finance. As the barriers to use drop, market activity is expected to significantly increase, driving the overall development of the industry.